| Short Summary of Schemes:- |
| Details | PradhanMantri Jeevan Jyoti Bima Yojna |
| Type of Scheme | Life Insurance Scheme |
| Quantum ofPremium | Rs.330 P.A Per Subscriber |
| Benefits | Rs.200000 on Subscriber's Death |
| Premium Deduction Mode | From Saving Bank Account |
| Age Group | 18 to 50 Years |
| Period | 1st June,2015 to 31st May,2016 (Extendable upto 31st August 2015) |
| Eligibilty | Anyone |
| Details | PradhanMantri Suraksha Bima Yojna |
| Type of Scheme | Personal Accident Insurance Scheme |
| Quantum ofPremium | Rs.12 P.A Per Member |
| Benefits | 1)Rs.200000 on Death due to Accident & Full Disability. |
| 2)Rs.100000 for Partial Disability. | |
| Premium Deduction Mode | From Saving Bank Account by Auto-debit fully |
| Age Group | 18 to 70 Years |
| Period | 1st June,2015 to 31st May,2016 (Extendable upto 31st August 2015) |
| Eligibilty | Anyone |
| In addition to other Insurance scheme |
| Details | Atal Pension Yojna |
| Type of Scheme | Pension Scheme |
| Quantum ofPremium | As per Table in blog canitinmpathak.blogspot.in |
| Benefits | 1)Pension of Rs.1000 to 5000 p.m will be given at the age of 60 years |
| 2)Government co-contribution of 50 % for 5 year | |
| Premium Deduction Mode | Monthly auto debit |
| Age Group | 18 to 40 Years |
| Period | No Exit before age 60 or in any extreme situation |
| Eligibilty | Not covered:1)Any Statutory Social Security Schemes |
| 2)Income tax payers. |
| Elaboration OF Schemes:- |
PRADHAN MANTRI JEEVAN JYOTI BIMA
YOJANA:
-Life
Insurance Scheme
- Premium payable
is Rs.330/- p.a. per subscriber
- Rs. 2,00,000/-
Payable on a subscriber’s death due to any reason
-Premium deducted from Saving Bank account by auto-debit facility
-Age Group: 18 to 50 years
-Period: 1st June,2015 to 31st
May,2016 (Extendable upto 31st August 2015)
-Anyone can go and take the scheme
PRADHAN
MANTRI SURAKSHA BIMA YOJANA:
-Personal Accident Insurance Scheme
-Premium payable is Rs.12/- p.a. per member
-Rs. 2,00,000/- Payable on Death due to Accident and Full disability
-Rs. 1,00,000/- Payable for Partial Disability
-Premium deducted from Saving Bank account by auto-debit facility
-Age Group:
18 to 70 years
-Period of
enrolment: 1st June,2015 to 31st May,2016 (Extendable
upto 31st August 2015)
-In addition to other insurance scheme
ATAL
PENSION YOJANA:
-Guaranteed minimum pension of Rs.1,000/-, 2,000/-, 3,000/-, 4,000 &
5,000/- p.m. will be given at the age of 60 years depending
on the contributions by the subscribers table attached
-Age Group: 18 to 40 years
- Government co-contribution is available for 5 years from 2015-16 to
2019-20
-Eligibility criteria who
join the scheme:-
1)are not covered by
any Statutory Social Security Schemes
2)and are not income
tax payers.
-Government will co-contribute 50% of the total contribution or Rs.
1,000/- per annum, whichever is lower
-Monthly Contribution
-No Exit before age 60 or in any extreme situation
Age of
|
Years of
|
Monthly pension of
|
Monthly pension of Rs.
|
Monthly
pension
|
Monthly
pension
|
Monthly pension of Rs.
|
Entry
|
Contribution
|
Rs. 1000.
|
2000.
|
of Rs. 3000.
|
of Rs. 4000.
|
5000.
|
18
|
42
|
42
|
84
|
126
|
168
|
210
|
19
|
41
|
46
|
92
|
138
|
183
|
228
|
20
|
40
|
50
|
100
|
150
|
198
|
248
|
21
|
39
|
54
|
108
|
162
|
215
|
269
|
22
|
38
|
59
|
117
|
177
|
234
|
292
|
23
|
37
|
64
|
127
|
192
|
254
|
318
|
24
|
36
|
70
|
139
|
208
|
277
|
346
|
25
|
35
|
76
|
151
|
226
|
301
|
376
|
26
|
34
|
82
|
164
|
246
|
327
|
409
|
27
|
33
|
90
|
178
|
268
|
356
|
446
|
28
|
32
|
97
|
194
|
292
|
388
|
485
|
29
|
31
|
106
|
212
|
318
|
423
|
529
|
30
|
30
|
116
|
231
|
347
|
462
|
577
|
31
|
29
|
126
|
252
|
379
|
504
|
630
|
32
|
28
|
138
|
276
|
414
|
551
|
689
|
33
|
27
|
151
|
302
|
453
|
602
|
752
|
34
|
26
|
165
|
330
|
495
|
659
|
824
|
35
|
25
|
181
|
362
|
543
|
722
|
902
|
36
|
24
|
198
|
396
|
594
|
792
|
990
|
37
|
23
|
218
|
436
|
654
|
870
|
1,087
|
38
|
22
|
240
|
480
|
720
|
957
|
1,196
|
39
|
21
|
264
|
528
|
792
|
1,054
|
1,318
|
40
|
20
|
291
|
582
|
873
|
1,164
|
1,454
|
